Yes, that makes sense and I do agree.
And as my final point, I don't trust government. Period. They don't work in my best interest and I'm forced to pay 50% of my income for it, and that's not including inflation and the hoops I have to jump to comply with their rules in order to do business. If we accept that money represents power too, they take over 50% of my power that I could otherwise use to discourage bad companies from doing bad things. One has to be fine with the job the government does with the power granted to them and think that they wouldn't do it better themselves. I'm not.